Many Canadians have watched television news stories or have read articles about the healthcare issues in the United States. The United States has a private health insurance industry as well as skyrocketing healthcare costs that are making healthcare unaffordable for many Americans. Most Americans who have health insurance obtain it through an employer-sponsored plan, and many of the millions of Americans who do not have healthcare insurance are opting to avoid seeking healthcare services when needed because it is simply not affordable to do so. As a Canadian who is making plans to travel south into the United States, it is important to pay attention to this matter and to make plans to enjoy affordable healthcare if needed while you are in the United States. Travel insurance provides you with a great opportunity to safeguard yourself from medical expenses while in the U.S.
What Might Happen on Your Trip
The fact is that you simply cannot know what may happen to you while you are visiting the United States. Whether you are planning to spend only a few hours south of the border or are planning to enjoy an extended vacation traveling in the U.S., you may fall ill, have a car accident or experience any number of other related events that will cause you to seek medical attention in the United States. While healthcare in Canada is publicly funded and affordable, this is not the case in the United States. A basic doctor’s office visit may cost you a hundred dollars or more in U.S. currency, and a trip to the emergency room or a medical event that requires hospitalization may result in thousands of dollars in medical expenses. Pharmaceutical medications are equally expensive and generally are more expensive in the United States than in Canada.
The Benefit of Travel Insurance
As a Canadian, it is in your best interest to purchase travel insurance that covers medical expenses when you are traveling into the United States. Regardless of the length of your trip, you may be faced with hundreds or thousands of dollars in medical expenses due to unfortunate circumstances, but a great travel insurance plan can pay for most or all of these expenses. This is the ideal way to make receiving healthcare services in the United States more affordable.
Shopping Tips
There are many travel insurance providers that you can choose to purchase your travel insurance from, but the policy options can vary. Many of these policies provide you with a certain level of healthcare insurance, and many have coverage for trip cancellation, delays and other issues. A trip to the United States can be expensive, but travel insurance can be used to protect you from financial loss related to everything from lost baggage to canceled flights due to bad weather. When shopping for travel insurance, pay attention to the coverages that will provide you with the greatest level of protection from financial loss. For this reason, it’s an excellent idea to check Kanetix before heading south, as they offer many plans which have superb protection.
If you have never taken the time to explore the benefits of travel insurance, you should consider doing so today. You may only travel once in a blue moon, or you may be a frequent traveler. It only takes one illness or one mishap to result in significant medical expenses, so it is in your best interest to safeguard yourself from these expenses for even the shortest trip into the United States. The best policy can protect you from loss related to medical issues as well as loss related to a host of other events.
